Gifts of Stock or IRA's


Gifts of Stock.  Your gift of stock will strengthen United Way of Yellowstone County’s efforts to improve our community. At the same time, gifts of appreciated assets held for at least one year provide a double tax benefit. Not only may you be able to take a charitable income tax deduction for the market value of the appreciated shares you’re transferring to us, as provided by law and your specific situation, you also avoid any capital gains taxes that would have been due had you sold the security. In short, you can make a gift that costs you less.  Stock Gift Form

Gifts of Mutual Funds.  A gift of appreciated securities provides significant benefits, including an immediate charitable deduction for the full market value of the stock and avoidance of capital gains taxes that would normally be due upon sale. If you sell appreciated securities, you’ll likely pay capital gains tax on the increase in current fair market value over the original cost which could cause you to lose a portion of the proceeds. By gifting those same securities to United Way, you’ll avoid paying capital gains tax and United Way will be able to liquidate those securities and receive 100% of the proceeds from the sale.  Delivery Instructions for Cash & Securities

IRA Rollovers. Gifting funds directly from your IRA is one of the most tax beneficial means of charitable giving. If you are 70½ years old or older, you can take advantage of a simple way to benefit United Way of Yellowstone County and receive tax benefits in return. You can give up to $100,000 from your IRA directly to a qualified charity such as ours without having to pay income taxes on the money.